Being careful about what you post online is a lesson that
many people have had to learn the hard way, whether it be for applying for a
job, avoiding stalkers, or simply trying to stay in the good graces of your
significant other’s family. Now it appears as if there is another interested
party looking at your Facebook pictures: insurance companies. Insurance investigators
are looking at user profiles on social media sites to analyze liability, and it
appears that anything public is fair game. For example, if someone enjoys
skydiving or spelunking and frequently posts pictures about it, they could face
negative repercussions as to what their insurance coverage looks like. In a
world where companies are able to pull all of the data about yourself from
online and construct a timeline of your life, this development is no surprise;
however, it does highlight the caution people should take when they make posts
online.
Personally, I am not sure whether or not this is going too
far. It is somewhat difficult to emphasize with the consumer argument that
these sort of practices are intrusive when the content itself is being posted
to a public forum. While it is very easy to tell people to just be smart about
what they post, a more realistic solution might be for people to look at their
privacy settings for each of their social media accounts and to adjust
accordingly. It has gotten to the point where if anything posted on social
media contradicts with information you have disclosed previously, you could
face damaging consequences. As great as social media is in connecting people
and allowing them to share experiences, developments like this shed a light on
how it can be used against people.
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